Notice to Mountaineers and Rock Climbers

While we all know that mountaineering, rock climbing, backcountry skiing and the like can be great fun, it’s also important to be aware of the risks. As Jon Krakauer’s classic adventure novel Into Thin Air demonstrated, things can go wrong very quickly on a frigid mountaintop. And though part of the fun of mountain sports involve putting yourself against the elements, it’s also important to make sure you are protected.

In case something goes wrong, many outdoor enthusiasts choose to purchase special insurance to cover the costs. There are few types of insurance that may be beneficial. Some may even provide benefits to your family if an accident causes significant disability. Let’s take a closer look at the different types of insurance available to you.

Travel Insurance

Travel insurance usually covers problems related to your trip, such as missed flights, lost luggage or problems with hotel reservations. You can usually buy it when you purchase plane tickets, or from a travel agency.

Mountaineering Insurance

This type of insurance covers sporting accidents that occur while doing a specialised activity. Most outdoor tour operators will have mountaineering insurance, though you may need to get it for yourself in addition, especially in remote areas.

Travel Medical Insurance

Travel medical insurance covers all accidents, injury and illness abroad. In some cases, you may even be covered for emergency medical evacuation in a helicopter, which may be necessary if you suffer an injury in a remote area. It is definitely indispensable for all serious outdoor enthusiasts.

A Final Note

While insurance of any kind is always a good idea, some people choose to skip it entirely in order to cut the costs of their mountaineering expedition. But if something goes wrong, then the costs you could be facing will be astronomical. It’s always better to spend a little more now on safety than to spend a lot later.

But if you are worried about the costs, there are many ways that you can earn the money beforehand. One thing you can do is clear out your closet and sell your old clutter online. For example, if you wanted to sell macbook pro online, all you would need to do is find a site that will let you list your computer for free, and wait for the buyer. While it may seem like a lot to part with expensive things like electronics, there is little good these things will do you on a frozen mountaintop.

The other thing you can do is see if you can get sponsors for your trip, particularly if you are going to a difficult destination such as Everest or K2. By using social media or fundraising platforms like Kickstarter or IndieGoGo, you can promote your trip and find sponsors who may be willing pay a portion of your trip.

No matter what, insurance is key. Do not skimp on this necessary expense!

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