Archive for August, 2013

Buying Value for Money Van Insurance

Buying value-for-money van insurance means being ready to answer some key questions about you, the vehicle and your business.

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Understanding the Importance of Public Liability Insurance

Running a business is full of potential risks, no matter how careful its owner or owners might be. Any business can become liable for a range of claims and it is essential that both it and its employees are protected by public liability insurance. If they are not, it can be a very expensive business if something goes wrong.

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Commonplace Car Insurance Scams: The Cost of Motoring

The cost of driving can be difficult to quantify, especially when you consider factors such as purchasing price, insurance premiums and long term maintenance. It can be even more difficult when you consider the impact of fraudulent insurance claims and activity, which continue to inflate the cost of premiums for honest, law abiding motorists. According to the AA, the average annual premium in the UK has increased by 89pc to £840 since 2009, with false and dishonest claims thought to be the  primary reason behind this increase.

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A Guide to Social Club insurance

Social club insurance is an area that many people do not fully understand, which an issue is as this insurance is essential. If you own or operate any form of social or sports club that members of the public enter and use on a regular basis, you must have insurance. This is something that you cannot ignore, and you must understand the policy in full.

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Keep Valuables Close, But Your Receipts Closer

We live in a very modern world, if you can get over that unfortunate cliché. We have created a world of convenience for ourselves, and for the most part, it works. This convenience has not come cheap, however. No matter how popular an item becomes now, very seldom do we see reductions in value, or cost specifically. We spend a lot of money on some very useful, very high tech, very valuable devices to improve the quality of our lives. But with these great pieces of equipment, comes much responsibility. We have to make sure that they don’t succumb to human error, bumps, falls, spills etc. Even more harrowing is that we have to protect them from theft. If you’ve just acquired a new and expensive electronic device, don’t let go of your receipt—it is just as valuable as the item itself.

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Ever wondered how often your insurer pays out?

With negative stories in the media about insurers refusing to pay claims, you may be wondering whether your existing life, critical illness or income protection insurance policies will actually pay out if needed.

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