Is Your Landlord Concerned About Your Safety?

Whether you have rented a home or an office for your small business, your landlord may not be concerned about your safety. While this sounds shocking, it is true that UK landlords are avoiding gas safety checks to save money. However, this is keeping you at a risk of fire, explosion or even carbon monoxide poisoning. Continue reading →

Insurance for motor traders FAQs

What is motor traders insurance?

Motor traders’ insurance provides protection against a wide range of risks likely to be encountered by anyone running a motor trading business. Continue reading →

Unoccupied property – Faqs

Here you will find the answers to some of the most commonly asked questions on the subject of unoccupied property and empty property insurance.

Why is unoccupied or empty property seen differently by insurance providers?

The risk profile associated with a property changes once it becomes unoccupied or empty. Continue reading →

What Insurance Do You Really Need?

One of the most effective uses of instilling fear into people so that they can buy your product or service is witnessed in the insurance industry, with a rather disturbing TV ad I saw while I was visiting a mate abroad, in South Africa. Basically the ad which aired on prime time television depicted an uncensored car accident taking place, with an entire family getting hit by another car while backing out of the drive way in their family car! Continue reading →

A Quick Guide to Healthcare Insurance in the Netherlands

One of the nice things about moving to the Netherlands is knowing that the Dutch healthcare system is going to be reasonably similar to the NHS in the UK. Sure, there are always going to be differences, but not the same kind of differences you’d expect if you moved to a country like Thailand or Indonesia. Continue reading →

Save money on your home insurance

June 2017 saw the introduction of a new standard rate of Insurance Premium Tax (IPT).

The new rate now stands at 12% of the premiums you pay for any type of general insurance, including your home insurance. When the tax was first introduced in 1994, the standard rate of this tax was set at just 2.5%, but it has increased steadily ever since. The 12% increase which came into effect on the 1st of June raised the level by two whole percentage points from the previous 10% Continue reading →

Hidden Costs of Leasing

The commercials on television might lure you into the dealership inquiring about the latest leasing program for that amazing car you just have to have. It won’t take long for the smoke to clear and for you to realize the leasing options aren’t as appealing as they seemed on TV. But, it’s still likely that leasing will save you money on a monthly payment. It will mean that you’re always driving a new car if you continue leasing. And, it will mean that all maintenance and any repairs will be covered by the dealership from which you leased. Continue reading →

Making a funeral plans comparison

You want to make sure that plans are in place for your funeral to go just as you’d like it to. You have also decided that paying for those arrangements in advance not only saves your family and friends from those same agonising decisions at a time of their grief, but is also likely to save you many hundreds of pounds on costs almost certain to have risen by more than the rate of inflation. Continue reading →