What Insurance Do You Really Need?

One of the most effective uses of instilling fear into people so that they can buy your product or service is witnessed in the insurance industry, with a rather disturbing TV ad I saw while I was visiting a mate abroad, in South Africa. Basically the ad which aired on prime time television depicted an uncensored car accident taking place, with an entire family getting hit by another car while backing out of the drive way in their family car! Continue reading →

A Quick Guide to Healthcare Insurance in the Netherlands

One of the nice things about moving to the Netherlands is knowing that the Dutch healthcare system is going to be reasonably similar to the NHS in the UK. Sure, there are always going to be differences, but not the same kind of differences you’d expect if you moved to a country like Thailand or Indonesia. Continue reading →

Save money on your home insurance

June 2017 saw the introduction of a new standard rate of Insurance Premium Tax (IPT).

The new rate now stands at 12% of the premiums you pay for any type of general insurance, including your home insurance. When the tax was first introduced in 1994, the standard rate of this tax was set at just 2.5%, but it has increased steadily ever since. The 12% increase which came into effect on the 1st of June raised the level by two whole percentage points from the previous 10% Continue reading →

Hidden Costs of Leasing

The commercials on television might lure you into the dealership inquiring about the latest leasing program for that amazing car you just have to have. It won’t take long for the smoke to clear and for you to realize the leasing options aren’t as appealing as they seemed on TV. But, it’s still likely that leasing will save you money on a monthly payment. It will mean that you’re always driving a new car if you continue leasing. And, it will mean that all maintenance and any repairs will be covered by the dealership from which you leased. Continue reading →

Making a funeral plans comparison

You want to make sure that plans are in place for your funeral to go just as you’d like it to. You have also decided that paying for those arrangements in advance not only saves your family and friends from those same agonising decisions at a time of their grief, but is also likely to save you many hundreds of pounds on costs almost certain to have risen by more than the rate of inflation. Continue reading →

Benefits Of Getting A Flexible Line Of Credit

A line of credit is a type of credit that is given to a borrower. It is similar to a credit card. You are given a credit limit, which is the maximum that you can spend. There are a number of benefits that you can reap from getting a flexible line of credit. Continue reading →

3 Reasons to Look for a Well-Established Expat Insurance Provider

If you’re going to be moving abroad on a permanent basis, it’s absolutely vital that you invest in expat health insurance before you arrive, and there are plenty of options available. Of course, many people simply compare providers by looking at their prices, but equally important is the length of time the provider has been running. Continue reading →

Saving Money and Energy with Your Air Conditioning and Heating System

Keeping the climate within your home comfortable can easily be done with the help of an air conditioning and heating system, but without an up-to-date model, you will be spending a lot more money than you have to. It is imperative that you search around for an air conditioning and heating unit that is Energy Star labeled, which means that it is energy efficient. With this, your air conditioning and heating system won’t be using up as much energy. These units also come with other great features that your older model air conditioning and heating unit don’t have. Continue reading →